Membership
How to join our Credit Union
Joining the Credit Union is the best decision you could take for your money. Our Credit Union lets people in the community come together to save and borrow money at low rates.
The Credit Union is operated on a not-for-profit basis, with surpluses being returned to members as dividends. Becoming a member is easy. Drop into your local Credit Union office and complete a Membership Application Form.
To become a member of our credit union you need the following documentation:
- Photo ID - (Driver’s licence passport)
- Proof of address - (Bank statement or utility bill) it has to be dated in the lst two months
- Proof of PPS number - on a pay slip or on your social services card
For a joint account both parties require the above documentation
For a juvenile under the age of 16 you need their birth cert and proof of their PPS no.
For a club / group account you need a letter/company minutes from the chairperson authorizing two persons to be in charge of the account, then the two people in charge need to bring in photo id proof of address and proof of their PPS no.
Some great reasons for joining Cavan Credit Union
Membership has many benefits...
Flexible & Convenient Loans
Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against death.
Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service, No hidden Fees or charges
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Ease of payment – personally in the office or by Standing Order from your Bank Account
Personally call to any of our offices to make a payment or Arrange a standing order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.
Click on the link below to dowload the members Standing Order Form
Member Services
Take advantage of a host of additional member services available. We have arranged special house and motor insurance discounts for our members. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.
Online account access
Members can register for a pin and passphrase and view all their transactions on-line and even apply for a loan.
Confidentiality is respected at all times
Should a member require a loan or experience difficulties in meeting repayment commitments, they should immediately explain the situation to the credit union, which will treat the matter sympathetically and in total confidence.